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TravelGap Vacationer Insurance

TravelGap Vacationer Insurance provides international travel health and accident insurance. TravelGap Vacationer Insurance benefits include sickness, Accident and Medical Evacuation Benefits. When you purchase TravelGap Vacationer Insurance, you also gain access to HTH's Global Health and Safety Resources.


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TravelGap Vacationer Benefits
Medical Benefits
Maximum Benefit per Insured Person per policy period Options include $75,000; $150,000; $500,000; $1,000,000
Deductible per Insured Person per policy period Options include $50; $100; $250; $500
After the Deductible is satisfied, benefits are paid for Covered Expenses as follows up to the Medical Limit:
Benefits Insurer Pays After Medical Benefit Deductible is Paid:
Professional Services:
a. Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab 100%
b. Office Visits: including X-rays and lab work billed by the attending physician. 100%
Inpatient Hospital Services:
a. Surgery, X-rays, In-hospital doctor visits 100%
b. In-patient medical emergency 100%
Ambulatory Surgical Center 100%
Ambulance Service (non Medical Evacuation) 100% up to $1000
Benefits for claims resulting from downhill (alpine) skiing and scuba diving (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Instructors (NAUI) required or diving under the supervision of a certified instructor) Maximum Benefit up to $10,000
Outside the U.S. Outpatient prescription drugs 50% of Covered Expenses
Dental Care required due to an Injury 100% of Covered Expenses up to $200 maximum per Trip Period and $200 per tooth
Dental Care for Relief of Pain 100% of Covered Expenses up to $100 maximum per Trip Period and $100 per tooth
Other Benefits Insurer Pays Without a Deductible Being Applicable
Accidental Death and Dismemberment Maximum Benefit Principal Sum up to $25,000
Repatriation Of Remains Maximum Benefit up to $25,000
Medical Evacuation Maximum Benefit per Trip Period for all Evacuations up to $500,000
Bedside Visit Maximum Benefit per Trip Period up to $1,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person

Services provided in addition to the benefits above

HTH Global Health and Safety Services

  • Access to contracted doctors in more than 160 countries
  • Access to worldwide security information in more than 160 countries and 220 cities
  • Online doctor search with more than 3,300 contracted physicians.
  • Access to Drug Translation Guide
  • Health and security news alerts

24 Hour/ 7 Day Global Medical Assistance

Available to U.S. residents, age 74 or younger, who live in approved states. See Eligibility Requirements.

This plan includes a 180 day Pre-existing Condition exclusion - see the Certificate.

This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case new Deductible, Eligibility and Pre-existing Condition Exclusions would apply.

For more information about the benefits, including information about exclusions, limitations and State to State variation in benefits, see the Certificate.

Ten Day Money Back Guarantee


YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our TravelGap Vacationer Product, simply return your Certificate of Insurance and your ID Card to HTH within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip before the date of your letter, you will receive a full refund.