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Patriot International Insurance

Patriot International Insurance provides coverage for US citizens traveling abroad for a minimum of 10 days up to a maximum of one year. Patriot International Insurance is an excellent international travel insurance plan.


Plan Highlights Benefits Premium Costs Buy Online

Patriot InternationalSM


Patriot InternationalSM provides coverage for US citizens traveling abroad for a minimum of 10 days up to a maximum of one year.

Although the Patriot International Plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods. New Deductible, Coinsurance, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions apply to any succeeding or subsequent Period of Coverage. A new application also must be completed.

If you are a US citizen traveling for three (3) months or more and under age 70, please review the ExPatriot Plus® plan, which offers a 10% discount on rates and is renewable for up to two years.

ONE MONTH RATES (five Policy Maximum options)
Option 5 Option 6 Option 7 Option 8 Option 9
$50,000 $100,000 $500,000 $1,000,000 $2,000,000
AGE One Month One Month One Month One Month One Month
18-29 $36 $42 $48 $54 $60
30-39 $42 $48 $64 $70 $80
40-49 $66 $74 $82 $90 $110
50-59 $106 $122 $136 $152 $170
60-64 $122 $144 $170 $200 $224
65-69 $144 $154 $176 $210 $270
70-79 $210 N/A N/A N/A N/A
80+* $420 N/A N/A N/A N/A
DEP. CHILD $20 $26 $30 $32 $38
CHILD ALONE $36 $40 $46 $50 $58
*US$10,000 limit
 
DAILY RATES (MINIMUM COVERAGE IS 10 DAYS)
Option 5 Option 6 Option 7 Option 8 Option 9
$50,000 $100,000 $500,000 $1,000,000 $2,000,000
AGE Daily Daily Daily Daily Daily
18-29 $1.20 $1.40 $1.60 $1.80 $2.00
30-39 $1.40 $1.60 $2.15 $2.35 $2.70
40-49 $2.20 $2.50 $2.75 $3.00 $3.70
50-59 $3.55 $4.10 $4.55 $5.10 $5.70
60-64 $4.10 $4.80 $5.70 $6.70 $7.50
65-69 $4.80 $5.15 $5.90 $7.00 $9.00
70-79 $7.00 N/A N/A N/A N/A
80+* $14.00 N/A N/A N/A N/A
DEP. CHILD $0.70 $0.90 $1.00 $1.10 $1.30
CHILD ALONE $1.20 $1.35 $1.55 $1.70 $1.95
*US$10,000 limit

All premium rates are in US dollars and are effective through 12/31/2004. Rates include 2.5% surplus lines tax. A dependent child is your child shown on the Application Form over 14 days and under 18 years of age, traveling with you, and for whom premium has been paid.

Refund of Premium



IMG will refund premium only if a written request is received prior to the certificate's effective date. The premium is non-refundable after that date.

Precertification, Emergency Evacuation and Repatriation



For precertification, emergency evacuation and repatriation please call IMG in the U.S. 1-800-628-4664 (toll free) or 1-317-655-4500. Call IMG outside the US: 001-317-655-4500 (collect if necessary). This information will also be provided on your ID card.

IMG must be notified prior to treatment or within 48 hours of an emergency.

To Report Claims



Please mail completed claim forms to International Medical Group, 407 Fulton Street, Indianapolis, IN 46202 USA. All IMG contact numbers, claim forms and Policy Wordings will be included in the fulfillment kit. IMG may also be contacted by fax: 317-655-4505 or email: insurance@imglobal.com.


This web page contains only a consolidated and summary description of all current Patriot Travel Medical Insurance benefits, conditions, limitations and exclusions. A certificate containing the complete Policy Wording with all terms, conditions and exclusions will be included with the fulfillment kit. IMG reserves the right to issue the most current Policy Wording for this insurance plan in the event this application and/or brochure has expired, is modified, or is replaced with a newer version. Current Policy Wordings are available upon request.