International Travel Medical Health Insurance - Insurance Overview

International Travel Medical Health Insurance - Overview

International Travel Medical Health Insurance for visitors to cover healthcare expenses in the USA, UK, Japan etc. are a necessity. Travellers can reduce the financial risk of unforeseen accidents or medical emergency by purchasing travel medical insurance. Travel Medical Health Insurance is ideal for tourists to US, and for parents and other family members visiting the United States.

International Travel Medical Health Insurance - Get Quote

International Travel Medical Health Insurance - Plan Benefits Most plans under the International Travel Medical Health Insurance category offer the following benefits. General descriptions of the various benefits are offered below. Please note each International Travel Medical Health Insurance plan may have unique requirements for offering these benefits and you are encouraged to review the individual insurance policy brochures or policy certificate. Emergency Medical Expenses Dental Expenses Prescription Drugs Emergency Medical Evacuation Emergency Medical Reunion Accidental Death & Dismemberment (AD&D) Flight Accident or Common Carrier Accidental Death & Dismemberment (CADD) Home-country Coverage Trip Cancellation Trip Interruption Emergency Medical Expenses: The plan will pay for Hospital, in-patient and out-patient medical expenses incurred due to the treatment of injuries or illness occurring during the trip. Covered expenses include hospital room, intensive care, surgery, diagnostics, X-rays, tests etc. Dental Expenses Most plans include accidental dental coverage (expenses related to teeth injured in an accident) but very few offer emergency dental coverage (expenses related to sudden tooth ache, infection etc.). Prescription Drugs Most plans treat prescription drugs as emergency medical expenses and hence covered. Emergency Medical Evacuation: If the attending Physician determines that adequate medical treatment is not locally available, the plan will pay for evacuation to the nearest adequate medical facility. Emergency Medical Re-union: When Emergency Medical Evacuation or Repatriation is ordered and the attending Physician recommends that a family member travel with the Insured, the program will pay for the costs of a person accompanying the insured. Accidental Death & Dismemberment (AD&D): In case the Insured is injured or dies in an accident during the Trip, the policy will offer certain pre-determined amounts for loss of life, loss of one limb, loss of two limbs, loss of eyes etc. Flight Accident or Common Carrier Accidental Death & Dismemberment (CADD): In case the Insured is injured or dies on a commercial flight during the trip, the policy will offer certain pre-determined amounts for loss of life, loss of one limb, loss of two limbs, loss of eyes etc. Home-country Coverage: During a long USA stay (H1B, H4, J1 workers, F1, F4 students, Green Card holders awaiting citizenship) if you have to make unexpected short incidental trips to your Home Country the plan can extend coverage in India as well. Trip Cancellation: In case the entire trip is cancelled (without a start) the plan can pay non-refundable portions of the trip provided the reasons for the cancellation met the policy are valid as defined by the policy (these typically include death, serious illness in the immediate family, travel company bankruptcy, termination from employment, inclement weather, etc.). Trip Interruption: In case the trip that is already in progress is interrupted because of valid reasons as defined by the policy (these typically include death, serious illness in the immediate family, travel company bankruptcy, termination from employment, inclement weather, etc.) the plan can pay for forfeited, non-refundable portions of the trip as well as additional expenses to return to the come country.

International Travel Medical Health Insurance - Our Services Summary  24/7 professional customer service by US based insurance agent.  Free online immigrant, travel, and visitor medical insurance quotes.  Best price assured ! We offer cheap, affordable prices for all policies.  Compare plans from different insurance providers.  Plans for all nationalities, dependents, and visiting relatives.  Absolute privacy of insurance subscriber information.  View and download Visitor Medical Insurance policy brochure.  No medical exam required to purchase insurance policy.  Underwritten by top US insurance companies.