Visitors Medical Insurance
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Visitor Medical Insurance FAQ - 2

Q

Why should I purchase insurance with an American company and not buy insurance in my native country?
A

It is advisable to have insurance from an American company while in the United States, even if the premium for these plans are more expensive. The reason is that while almost all Doctors/hospitals in the United States accept American insurance company cards, they will be reluctant to acknowledge overseas insurance coverage. The medical office can easily contact an American insurance company for clarification, while the same will not be true for an overseas insurance company.

Typically medical offices in the US will bill directly to known American insurance companies. For overseas insurance companies you most probably will have to pay the bill, and then try to get the claim reimbursed from the insurance company.

   
Q

There is such a wide array of choices between insurance plans offered by different companies. How do I know what to purchase?
A It is precisely to help you make this decision that we built our insurance comparison facility. Using Serveglobe comparison engine, you can evaluate different plans based on their cost, the deductible and their rating. This will help you identify the plan that best suits for your needs.
   
Q

When should I purchase the insurance?
A You should purchase the insurance only after being certain of your travel plans (having the passport/visa papers and the airline tickets in order). It is safest to start the insurance coverage from the date of departure from your native country.
   
Q

My parents are not yet here, can I purchase insurance for them in their absence?
A Yes. You can purchase the insurance coverage on behalf of others in their absence.


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ServeGlobe and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. ServeGlobe is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ.

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