J1 Visa Health Insurance

J1 Visa Health Insurance - Overview

J1 Visa Health Insurance is a mandatory requirement by the US Department of State. Exchange visitors, scholars, au-pairs, trainees, post graduate research students and all other J1 visa insurance holders are required to have valid J1 visa health insurance in order to keep their J visa valid per the J1 visa requirements. J1 visa health insurance plan benefits include coverage for medical expenses, evacuation, and repatriation.

J1 Visa Insurance - Program Specifications & Details

J1 visa holders (J1 exchange program participant) and their dependents (J2 visa holder) are required to have medical insurance coverage with the following minimum benefits .

Medical insurance benefits of at least $50,000 per accident or illness. The J1 visa Insurance or Exchange Visitor Health Insurance policies must provide medical benefits of at least $50,000 for each accident or illness, and an acceptable policy cannot have maximum lower than US $50,000 in benefits for each accident or illness.
Medical evacuation benefit of US $10,000, the amount the plan should cover you if because of a serious illness or injury, the J1 visa holder must be sent to home country on the advice of a doctor.
Repatriation of remains in the amount of $7,500 (in case of accidental death of J- visa holder, the amount the policy must provide in repatriation benefits to send the mortal remains to the home country for burial)

Also, the plan deductible should not exceed US $500 per accident or illness. Sponsors are to require that their participants (and any dependents entering the United States as holders of a J-2 visa) have insurance in effect during the period of time they are in the sponsor's program. An insurance policy secured to meet the benefits requirements must be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above. Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country.

Program regulations also discuss coverage through HMOs and self-insurance of the above requirements by federal, state or local government agencies, state colleges and universities, and public community colleges, if permitted by law.

J1 Visa Medical Insurance - Plan Listing

Below are a listing of some of the plans that meet the requirements for J1 visa health insurance (exchange visitor insurance):

		Patriot Exchange Insurance Patriot Exchange Program is specifically designed for international educational, cultural exchange, worker trainee, summer interns, etc, providing comprehensive visitors insurance coverage for J1 visa visitors to the United States. Exchange Program Group offers three different plans to provide a wide range of benefits to group members and their dependants traveling with them.
		Study USA-Healthcare Insurance Study USA Insurance policy is for international students studying outside their home country. Study USA medical insurance meets or exceeds the requirements set by the American Department of State, Immigration & Naturalization Services and NAFSA, and also meets J1 visa requirements. Study USA Insurance is widely accepted by U.S. universities
		Student Secure Select Insurance StudentSecure Select Insurance is designed specifically to meet the insurance needs of international students. Whether you are looking for individual coverage or coverage for the entire family, our select and budget options have the features you need. Each plan includes coverage for emergency medical evacuation, intercollegiate sports, acts of terrorism and more.
		Student Secure Budget Insurance StudentSecure Budget Insurance is designed specifically to meet the insurance needs of international students. Similer to the Select plan above, provides a budget alternative and also meets the J1 visa requirements.
		Atlas America Insurance Atlas America Insurance is a leading visitor travel medical insurance plan for visitors to the US. Atlas America Insurance is designed to take the risk out of international travel and includes coverage for Acts of Terrorism, complications of pregnancy and incidental trips home. Atlas America Insurance can be extended up to 36 months.
		Liaison Student Insurance Liaison Student Insurance provides valuable benefits to students and other educational professionals when they travel outside of their home country. Plan meets J1 visa requirements.
		Global Student USA Insurance Global Student USA Insurance is International health insurance designed to meet the needs of International students in the US. This comprehensive insurance also provides coverage for J1 exchange visa visitors to the U.S. and satisfies the J1 visa requirements.
		Global Student USA Preferred Insurance The preferred plan is very similer to the Global Student USA Insurance and also additionally provides 100% cover for first $5,000 of expenses. To find out the detailed coverage options, compare Global Student USA plans.

J1 Visa Health Insurance - Get Quotes / Compare Plans

Answer the questions below and click "Get quote" button to compare quotes of J1 Visa plans from several insurance providers.

1.	J1 Visa holder's age
2.	J1 Visa holder's spouse age
3.	Enter number & ages of dependents under 18 requiring coverage Child less than 18 years and accompanied by a parent or guardian.
4.	Select medical maximum coverage amount Maximum eligible medical expenses that the plan will cover.
5.	Select the deductible amount The initial amount that you are responsible for before the insurance pays for medical expense.
6.	Select the coverage time period	months days
7.	Where is the mailing address Address to mail the insurance ID card and certificate
8.	Where is the traveler/visitor's permanent home Applicant's fixed/permanent home to which he/she has the intention of returning to.
9.	Are you registered for courses?

J1 Visa Health Insurance - Tips