Group Medical Insurance

Group medical insurance provides medical coverage for many people included in a single master policy and provides medical expense, medical emergency, accident and sickness coverage. All the eligible participants are covered, regardless of age or physical condition. Groups Coverage is ideal for International employees, missionaries, students, J1 visa summer interns, company trainees, and travelers are just some of the types of groups.

Group medical insurance can be classified into group insurance offering type into two broad groups as below:

Group Medical Coverage for International Visitors / Travelers outside Home Country:

This type of group insurance is generally used for shorter coverage periods for travel/visits outside of traveler home country, when comprehensive major medical benefits like maternity, mental and nervous conditions, and preventative benefits are not applicable. Coverage for eligible treatment is limited to the locality where the insured is covered. In the event of a medical emergency, transportation to the nearest medical facility is covered. Typically, group tours, conventions, or short-term international employee assignments from one week to six months are best suited for visitor travel medical coverage in groups.

Groups: Non-US citizens visiting the United States / US citizens travelling outside the USA / Other Nationals outside home country
	Patriot Group Travel Medical Insurance Patriot Group Travel Medical Insurance is designed for organizations who have a group of 2 or more that will be traveling together, and are traveling to a destination that is not the country of citizenship of any of the traveling members.
	Quote / Buy Online	Download brochure / application
	Atlas Group Travel Medical Insurance Traveling internationally in a group of 5 or more individuals for at least 5 days? Atlas Group coverage may be right for you! Atlas Group Travel Insurance provides the same quality coverage as the Atlas Series product at a discount group rate making it ideal for student groups and missionary organizations.
	Quote / Buy Online	Download brochure / application

Major Medical Coverage:

This type of group insurance is generally used for longer coverage periods and includes comprehensive major medical benefits similar to those found in domestic major medical plans in the United States. Access to treatment in the United States is at the insured's option, or in the event of a medical emergency, transportation to the nearest medical facility is covered. Typically, missionary groups, long term expatriate assignments outside the United States, or permanent Third Country Nationals and Local Nationals are best suited for Worldwide Major Medical coverage.